# 5 Percent rule From today make it your mission to look for anywhere or everywhere to cutback on costs just 5 percent. Examples | # | Things | | -- | ------------------------------ | | 1. | Watching Movies, Videos, songs | | 2. | Talking on the phone | | 3. | Having a shower | | 4. | Driving a bicycle | | 5. | Drinking a glass of water | First, aware of the hidden costs in activities, things. By looking closely enough, you will notice just about everything in life costs you money and when you realize this you will see opportunities to cutback costs by 5%. The cost of being poor Assets and disposable income, would help us near to opportunities. People without assets or disposable income not just miss out on opportunities, they are also susceptible to getting caught on the downward debt spiral that is increasingly difficult to escape from. For people with no disposable monthly income it only takes something like a diwali or a birthday party to force them to "rob Sanket to pay Ashwin". The health problems doesn't tend to fix themselves. What might have been a slightly expensive dentist bill will, the longer it's neglected, snowball into very expensive bill at some point in future. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://i.janardhanpulivarthi.com/season-1/5-percent-rule.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.